Tips for Successful Lending on Prosper.com
Introduction to Peer-to-Peer Lending and Prosper.com
Many of you have already heard about peer-to-peer lending through Prosper.com. The online marketplace began in late 2005 and has already attracted well over half a million users. Borrowers use the site to refinance high-interest credit card debt, remodel their homes, or expand their businesses. Lenders are attracted to the higher yields than typically available in CDs or money market accounts. They also enjoy helping worthy individuals who are trying to re-establish their credit. I started le...

Learn To Become Rich
Is It Possible To Learn How To Become And Remain Rich, Very Rich?
Many people, including myself for quite a very longtime in my life, think that becoming rich is a matter of luck or of choosing a dirty way. During the childhood we were taught that everybody has to be very good in school in order to get a good job and earn money. A good salary offering a decent standard of living was maximum most people could expect to get. Becoming rich and having access to the most beautiful, luxurious and expensive things in life seems to be impossible for ordinary peop...

The Best Personal Finance Websites
Best of Personal Finance Web 2.0
The number of applications, programs, blogs, and tools on personal finance have exploded over the past year or so. Below is a list of many of these new sites. Vote your favorites in each category to the top. Think of one I missed? Add it to the appropriate list!

Money Books for Women
Women need money books. Personal finance books for women take into account the emotions and cultural aspects that are all woven into money issues. Although women make most of the day-to-day money decisions in a household, it is often a man who makes the larger decisions about investing. Some women don't know about where their money is, and some women put their heads in the sand when it comes to being actively involved with knowing what's going on and having a say in their financial futures. ...

Loanexplorer
Financial HelpThe loan market is becoming increasingly competitive due to our modern lifestyle and increased demand for financial help, so it is important that you find the right loan for you and your individual circumstances. Thats where Loanexplorer comes in; we offer some of the lowest interest rates for secured loans such as secured loans and long term loans within the UK, with a personal service whatever your circumstances.   Personal Service We feel that it is important not to be penali...

Personal Financial Management Using Quicken
Getting My Financial Life in Order
With bank accounts, credit cards, brokerage accounts, 401(k) plans, 529 plans and so forth, getting a handle on your financial life can be a challange. For me, paper statements are too messy and using them I could never get a complete picture of my finances. Managing my finances manually using a tool like Excel was way too much of a hassle. Luckily, four years ago I found Quicken. It is the best thing that happened to my finances in a long time. Now I can get all of my financial information u...

My Debt Free Road
We were the typical family: kids, house, cars, credit cards....debt! We were sick and tired of living paycheck to paycheck and having more month than money! We enrolled...

You Need A Budget, a Software Review
What is YNAB?
YNAB stands for You Need A Budget. Technically YNAB is just a budgeting software. It can help you track money in and money out. It can help you pay off your debt and save up for big expenses. But YNAB is more than just another financial planner. If you will take the YNAB philosophy to heart it will pay big dividends. The YNAB philosophy (also known as the 4 Rules of YNAB) will help you look at your financial life in a new way. When you start thinking about your money differently, then things ...

Personal Finance
Personal Finance advice and articles. I will be publishing article and reviews over the coming weeks on all aspects of personal finance from credit to mortgages to car loans and refinancing. If their is anything you would like to see please drop me a line. Refinancing your mortgage is a very popular move but in the meantime it is one that is rarely understood properly. The fact is we are faced with different benefits to refinancing your mortgage, based on several factors that might influence...

What Is A Wealth Cycle
The Mechanics Of A Wealth Cycle
A wealth cycle is simply shifting one investment from one sector that is over valued to another investment from another sector that is undervalued. Then you wait for that undervalued investment to become overvalued and then go through the cycle again. The Dot.com bubble of the 90's is a prime illustration of this. What the majority don't know is, this boom started way back in the early 80's at the same time when the Gold and Silver bubble was bursting. At this time most of the money was shif...